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Report: More N.H Residents Have Insurance, But They're Paying More For It

File Photo, NHPR

More people have health insurance in New Hampshire, but they're also paying more for it.  That's according to the Insurance Department's annual report on costs

From 2013 to 2014, the uninsured rate dropped from 11 to 9 percent - at least 20,000 more people got coverage. But they're also paying more for less. Patients often have access to fewer providers.  The average premium went up nearly 4 percent, but it was higher in the individual market, which has seen the most growth because of the Affordable Care Act, says Tyler Brannen with the Insurance Department. 

"We are still seeing an erosion of health insurance benefits and greater responsibility being put on the member as a patient," says Brannen. 

Close to 40 percent of all people in the individual market have a $3000-or-more deductible.

Brannen says the underlying cost of healthcare continues to grow, and that's the main driver of these trends.  

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