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It was announced today - "the electronic cash" of the future. Citibank, Chase Manhattan, Mastercard and Visa announced a joint project...The idea being-- a consumer loads the amount money onto a plastic card... much like a Metro or phone card or debit card.. let's say $100. This card would be accepted in lieu of cash at places like the dry cleaners or in a taxicab. The difference between this and a debit card? It's quicker to process. There will be a test run by year's end in New York, city. Robert Siegel talks with Henry Lichstein (Lick-stine), the vice-president for advanced technology at Citibank, about this "cash of the future."

Companies including PayPal and Apple are competing to convince merchants and consumers to use their swipe-and-go mobile payment systems. Credit card breaches may speed up the use of digital wallets.

The fees merchants pay for accepting credit cards are much higher in the U.S. than in Europe. Ice cream shop owner Victor Garcia, for example, paid more than $25,000 in swipe fees last year.

Mastercard, Discover, American Express and Visa have all announced that they are limiting policies requiring you to make your mark. They say advances in technology make fraud less likely.

The most popular video on YouTube has no lip-synching Chinese teenagers, no babies falling over, no drunk cats: It's Barack Obama's speech on race. So far, the Obama speech has been clicked on 1.6 million times and has drawn more than 4,000 comments, ranging from "awesome" to "no, we can't" to "Barrack to the Future!!"

The companies are teaming up, in part, to expand their payment network. Discover is the smallest of the four U.S.-based payment networks, which also include Visa, American Express and Mastercard.

Many have tried and failed with this kind of payment option before. But Apple's launch is bigger, with more financial institutions' support, and consumers may be more security-conscious.

A roundup of the top-ten most-read stories on nhpr.org and the StateImpact - NH website. 1) Word of Mouth: Return of the Darkroom - The mass market for…

Louisville, Kansas, Indiana and Gonzaga are the No. 1 seeds in the four regions of the NCAA Division I men's basketball championship. Now it's time to start picking your winners if you're a college basketball fan.

Police are still not saying what motivated the gunman who walked into a crowded Aurora, Colo., movie theater and opened fired. Suspect James Holmes, 24, was apprehended immediately after the attack. Until recently, he was a grad student studying neuroscience.