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The Exchange

The Savings Dilemma


When the recession began, Americans started pinching their pennies and repaying debt, causing some to speculate that consumers might permanently abandon their free-spending ways.  But now, Americans are again loosening their purse-strings. We’ll  look at how and why our saving habits change and how these variations affect the larger economy. 


  • Nevin Adams – Director of the American Savings Education Council, whose mission is to make saving and retirement planning a priority for all Americans
  • Amy Schmidt – Associate Professor of Economics at Saint Anselm College