Story Archives of 'health insurance'

Premiums and Paychecks

By Laura Knoy on Tuesday, October 14, 2008.

A new study finds our wages have significantly lagged behind what we pay for health care in New Hampshire. The report says since the year 2000, Granite State health coverage costs grew about five times faster than the average salary did. We’ll dig into the numbers and find out how New Hampshire compares to the rest of the nation.

Guests

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Lessons Learned from Massachusetts Health Care

By Richard Ager on Monday, July 14, 2008.

Two years after Massachusetts Governor Mitt Romney signed a bill requiring all Bay State residents to buy health insurance, the number of uninsured has fallen dramatically. But the costs are mounting, to the tune of three hundred million dollars. We’ll look at what's worked, what hasn’t and what the Granite State can learn from its southern neighbor.

Guests

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State Offers Consumers Little Protection When They Buy Their Own Insurance

By Dianne Finch on Thursday, July 10, 2008.

Assurant Insurance Group, which sells health plans directly to individuals, may face $2.5 million in fines if the state insurance commission has its way.

The state agency alleges the firm violated state law by engaging in illegal claim denials, exclusion policies and other issues.

It’s atypical for the state commission to impose fines on insurers.

Yet health policy experts say the individual market is riddled with such problems due to inadequate oversight.

NHPR’s Dianne Finch has more.

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Governor Lynch Has Plan to Bring Low Cost Insurance to Small Businesses

By Dianne Finch on Friday, April 4, 2008.

Small businesses in the state may soon have access to discounted health plans with comprehensive coverage.

The governor is promoting a bill that would require insurers to provide such plans for an average monthly premium of $262 dollars.

Enrollees would have to do their part by following some rules meant to improve their health and lower medical costs overall.

As NHPR's Dianne Finch reports, a similar plan is already up and running in Rhode Island - with mixed reviews.

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HealthFirst

By Laura Knoy on Tuesday, March 18, 2008.

Modeled on a similar plan in Rhode Island, HealthFirst would offer a basic low-cost health plan to small business owners. Governor Lynch hopes his plan will ease the stress on small business owners and their employees, but critics say HealthFirst could hurt the health care market and drive insurers from the state. We explore the Governor’s HealthFirst plan and see how it may help or hurt health care in New Hampshire.

Guests

We'll also hear from

  • Felice Freyer, medical writer for the Providence Journal
  • Ed Butler, State Representative for Carroll County's District 1 and owner of the Notchland Inn in Hart's Location
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Local Entrepreneur Says Consumer Driven Healthcare Market Faces Obstacles

By Dianne Finch on Saturday, February 9, 2008.

As the cost of health care continues to rise, consumer-driven health insurance policies are becoming increasingly popular among employers.

According to a recent industry study by Mercer, almost half of the largest US corporations have started offering the option to their employees.But the study found that only 5% of employees are biting nationwide.

In New Hampshire, former State Health Commissioner Nick Vailas joined the trend two years ago when he founded Patriot Health Care.

The new insurance company would offer such plans.

But Vailas ran into barriers that he says prevent the consumer-driven market from taking off.

NHPR’s Dianne Finch reports.

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Healthcare Legislation Update

By Laura Knoy on Friday, February 1, 2008.

Health care is one of those issues that gets argued and debated quite often in the New Hampshire legislature. Last year a number of bills passed that change who is covered by Granite State employers and for how long. We look at the new laws, including civil unions and the smoking ban, and what the impact may be on businesses and employees.

Guests

  • John Rich Jr., Director at McLane, Graf, Raulerson & Middleton who specializes in employee benefits, pension, ERISA and tax-related matters
  • Bob Sanders, Staff Writer for the New Hampshire Business Review
  • Kathy Sgambati, Democratic Senator from Tilton, member of the Health and Human Services and Finance Committees and former longtime Department of Health and Human Services employee and Deputy Commissioner
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New Laws to Expand Health Coverage Have a Costly Side Effect

By David Darman on Tuesday, September 18, 2007.

A couple of new state laws meant to expand health insurance coverage may lead to big headaches for those who take advantage of them.

The laws allow employees with insurance to extend health benefits to their older, dependent children, and beginning next year, to divorced spouses.

And though state law has made these benefits possible, a kink in federal law could trigger bigger tax bills for employees who make the additions.

New Hampshire Public Radio’s David Darman has more.

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State Children's Health Insurance Funds to Expire; U.S. Congress Deliberates

By Dianne Finch on Thursday, June 14, 2007.

Within a few weeks, U.S. lawmakers are expected to vote on a bill reauthorizing SCHIP - the State Children's Health Insurance Program.

SCHIP funds health coverage for uninsured children and is scheduled to expire in September after a 10-year run.

Over 7,000 children in New Hampshire rely on SCHIP for health coverage.

But the Bush Administration has proposed a budget increase for SCHIP that is 90 percent lower than what Congress is considering.

So the upcoming debate has state health officials sitting on pins and needles wondering if lawmakers will come through.

NHPR's Dianne Finch reports.

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Confusing Health Insurance Policies Drive Personal Debts Up

By Dianne Finch on Friday, April 27, 2007.

According to a Boston-based health policy organization, Americans are becoming more confused about their health insurance coverage.

And that confusion is leading to an increase in personal debt as consumers try to pay off unexpected medical bills.

NHPR's Dianne Finch reports.

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