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Nursing home care is expensive- on average- about 70 thousand dollars a year.

The typical stay would wipe out many people's lifesavings.

Some people, though, have found a way to avoid that.

With the right legal strategy, they can shield their assets and go on Medicaid.

Many lawmakers and the state's Health and Human Services Commissioner would like to stop that practice.

New Hampshire Public Radio's Dan Gorenstein looks at who is using the so-called loophole and how much it costs the state.