The financial services industry has found a growing market in consumers who have weak or bad credit. It's called the subprime market, and it's now the fastest growing part of the mortgage industry.
But some of the companies servicing subprime loans have come under fire for deceptive, unfair, and illegal practices.
Those practices may be easy for some companies to get away with because the laws that regulate mortgage servicers are vague.
As New Hampshire Public Radio's Amy Quinton reports, the loopholes may cost one New Hampshire man his home.