The Benson administration's experience with moving to self-insurance to provide heath benefits for state employees has been a troubled one. In the spring of 2003...The initial bidding process was judged to be so flawed it was terminated. And government officials had to start again from square one. Now NHPR has obtained an internal report from the Governor's office that says even that second round contained a major error that understated the state's expected health care claims by 20 million dollars.