Stock market woes and Enron horror stories have many workers worried about their 401(K)s and IRAs. We'll see how bad the situation might be, and how to plan in good times and bad. Allison speaks with Tom Sedoric, senior vice president of investment at A.G. Edwards and Sons www.agedwards.com, and Richard Peck, financial advisor at American Express Financial Advisors www.americanexpress.com .