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This week, New Hampshire Public Radio takes a look at consumer driven health care. It's a type of insurance that gives patients more of a financial stake in the health care they use and how much they pay for it.

Supporters say it is the best way to make the health care system more efficient and more affordable for everyone.

Critics say it will fail on both fronts and make health care inequalties even worse.

Yesterday, we heard about an important feature of these new insurance plans – Health Savings Accounts. These accounts have received the most attention in the media, but as New Hampshire Public Radio's Jon Greenberg reports, they are not employers' only option.