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Typical car loans come at high rates of interest – even higher for people whose credit is not top-notch. So people who can least afford major car repairs and gas-guzzling vehicles end up driving unreliable cars that get bad mileage.

Bonnie CLAC gives financial literacy training and guarantees their loans – so they can afford reliable, fuel-efficient cars.

Diane Brodericks is one of those people.

Marguerite’s Place in Nashua provides transitional housing to homeless women and their children. While women are there, they can learn job skills, parenting skills and life skills to move into self-sufficiency. Kelly moved to Marguerite’s Place when her daughter was four months old.

Jackie's son was born the summer after her freshman year in high school. With help from Appalachian Mountain Teen Project she stayed in school, graduated and is now in college.

At the Bedford Youth Performing Company, young people explore theater arts, music, production and communication skills. For Nicholas Picola, walking through their doors was a life-changing event.

The housing crunch can be hardest on low-income families, who may end up homeless or in inadequate housing. The Way Home finds families safe places to live, and helps them gain the skills to stay there.