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Assurant Insurance Group, which sells health plans directly to individuals, may face $2.5 million in fines if the state insurance commission has its way.

The state agency alleges the firm violated state law by engaging in illegal claim denials, exclusion policies and other issues.

It’s atypical for the state commission to impose fines on insurers.

Yet health policy experts say the individual market is riddled with such problems due to inadequate oversight.

NHPR’s Dianne Finch has more.